The Loanlink Group consists of 3 bond originators namely Wizard Home Loans, Quantro & Finex.
Probably the founders of Bond Origination in South Africa and close partners with Pam Golding make this team very powerful.
They're a group of Bond Originators who don't do financing via the banks. SA Home Loans have caused a stir in the SA bond market.
They're hot, they're big and they're probably the leading mortgage origination group right now.
Blue finance now offer 100% loans up to R400 000.
Betterbond another one of the big bond originator groups. Structured alot more like a corporate company but a great and very successful bond group.
A list of other players in the local bond origination business
International Mortgage Companies
So who are the big mortgage originators worldwide
MORTGAGE LENDERS TIPS
Why would you want to use a Bond Originator?
1. The bond originator will do the application process with every bank. The mortgage originator will collect all the necessary documentation and setup your application, saving you time and money!
2. It's one bond form. No more. This will be submitted to all the banks on your behalf by the bond originators. Submission to multiple banks is not really seen as a good things in the mortgage industry, it's generally only submitted to a second or third bank should the first decline. This is the difference between a GOOD and a BAD bond originator.
3. Originators almost guarantee you better rates than the rates you'll get should you go directly through a bank. Originator have relationships with the banks and home loans departments which they often use to get clients better rates.
4. Bond originators are FREE. All payments made to originators are made by the banks. Be very wary of bond originators that charge a fee.
PROUD MEMBERS OF THE NATIONAL ASSOCIATION OF MORTGAGE ORIGINATORS