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Absa Personal Loans

*PLEASE NOTE THAT THESE ARE ALL PRODUCT OFFERINGS THROUGH ABSA, WE PROVIDE LOAN FINANCE THROUGH OTHER PARTNERS AND DON'T PROVIDE THESE LOANS"

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Remember when applying for an ABSA personal loan that life is about dealing with the unexpected. The secret to leading a fulfilled and happy existence is not what you are dealt with, but how you handle the situation afterwards.

Absa personal loan product offerings

Absa Express Loan

An Express Loan could be the right choice if you:

  • Need to access between R1 500 and R8 000
  • Want a short-term loan payable over 1, 3 or 6 months
  • Earn a minimum income of R1 500 per month
  • Have a bank account into which your salary is deposited
  • Are a South African citizen
  • Have proof of your current residential address, such as a municipality or rates bill


Absa Personal Loan


A Personal Loan could be the right choice if you:

  • Need to access R3 000 to R150 000 quickly, with variable and fixed monthly repayment options and up to 84 months to pay
  • Are a South African citizen or permanent resident, 18 years or older, with a valid identity document
  • Receive a minimum income of R2 000 a month
  • Have a bank account into which your salary is deposited
  • Have proof of your current residential address, such as a municipality or rates bill

 

Absa Revolving Loan

A Revolving Loan could be the right choice if you:

  • Would like ongoing access to a loan of R15 000 or more
  • Do not want to have to reapply each time you withdraw funds
  • Would like fixed monthly repayments that do not fluctuate with changes in the prime rate
  • Are a South African citizen or permanent resident, 18 years or older, with a valid identity document
  • Earn a minimum monthly income of R8 000

 

We are all thrown curve-balls, but if you have your head screwed firmly onto your shoulders you will take these challenges in your stride.

You should discern that if it is money you need fast, you will be able to rely on ABSA, where you will be able to borrow from and take out ABSA personal loans.

The process is hassle-free, and you can apply for a loan online. Should this not make you feel at ease, then visit a branch nearby for professional assistance.

Give your life-style a boost or deal with the unexpected by approaching ABSA for a personal loan to-day!

An Absa personal loan will give you immediate access to the full amount and you will be able to negotiate the repayments to suit your individual circumstances and also your budget.

Absa takes pride in offering a personal loan that is flexible with  loan amounts range from between R3 000.00 to R150 000.00, with repayments that are within your budget over a period of anything from twelve to eighty four months.

To qualify for ABSA personal loans, you have to be a South African citizen, eighteen years of age or older, have an authentic green bar-coded identity document, and earn no less than R2 000.00 a month.

You would also need a bank account where you salary is deposited into every month, as well as proof of residency.

So remember, if you want or need something quickly, but you never quite seem to have enough to get by, approach ABSA for a personal loan.

You might want to take that fantastic trip you always fantasized about, or your have a wedding to pay for that was not quite built into your budget. Your TV has stopped functioning or there are university fees to pay for.

Whatever your personal requirements and needs are, and it is instant cash you are in short supply of, take out a flexible Absa personal loan to help you through any hiccups that might crop up.