Free Credit Checks
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Simply put, there is no such thing as free credit checks, because as you and i both know nothing in life is truly free.
Even getting to this point, your free time was spent searching the internet, which costs money and time and online time and electricity costs, so what do you really mean by FREE CREDIT CHECKS?
What if you get it free and it is the Worst Credit report available?
Well I think a credit report, the score it provides and the entire accounts and details make up for this report. If your credit record is poor or bad, then that is what it is. If, you agree to what you read then you need to improve your credit and that is a process in itself and you can assistance (which can be free) if you contact the debt consolidation doctor. A slow response often, but if you send this person your “FREE” credit report, or even a paid for one, they always get back with great advice on a free credit life for later on in your life.
If you disagree then contact all the credit bureaus such as Mytransunion (previously known as ITC) and Experien. They also offer a free credit check, but it is a mission to go through their cumbersome processes.
NEW - Click here to order your 3-in-1 credit report now - NEW
Why do you want a free credit report or free credit check?
You obviously want to buy something and may just have been declined due to “Your poor credit rating”. Well, good credit may not be as majestically powerful as society makes it out to be. Quote” At the age of 24, with a credit record as unblemished and pure as a new-born, I am unable to secure a loan to buy myself a car.
“Why?” I ask the banks in desperate consternation, “Why will you not grant me a loan when I pay my rent, electricity, medical aid and cell phone accounts on time. When I have never missed a payment or faulted on a bill. When I pay my credit cards before the due date and do not buy goods I can ill afford.”
“Why?” I ask myself as I sit at the restaurant with friends, “Why does the friend who is three months in arrears and buying a new Chanel handbag still manage to get a loan for a car because she has a traceable credit history?” and I look lovingly at the pair of Nine West boots that I can ill afford but would at least give me something to show the banks. But at the end of the day, when I walk into my paid-up home and get into my fully paid for bed, I sleep that much more easily knowing that nobody will be knocking on my door demanding payments that I cannot afford.
In the end, bad credit always catches up to you and there is always a price to be paid. Rather pay it up front and live soundly within your means instead of living the lavish life that you have not earned.” Unquote
Do you still want a free credit check?
Did you know?
Free or paid for credit checks have a negative impact on your credit score. The more people credit check you, the lower you score. Smallest is not always best. If you have no credit information, no-one will want to lend to you. So get a free credit check today and start your credit account. Make sure all your personal information is correct.
NEW - Click here to order your 3-in-1 credit report now - NEW
Size does count; but against you. The more accounts, poor payment profiles, loans, queries, credit checks, traces, adverse’ and judgements on your credit report the worst it is for you.
So, free credit checks, sorry, no such thing.