Same set of wheels, same circumstances, but the only difference is that the car is driven by a young boy under the age of twenty five and not a young girl, and is therefore charged a higher car insurance premium due to the fact that statistically boys, and in fact males in general, are usually charged a higher rate for their car insurance premium per month. Car insurance for boys is more expensive.

Let us explore the reasons for this: Statistically it has proven that young males are largely responsible for motor accidents on our roads. They are prone to driving faster than women of the same age group, and unfortunately, are often seen not to be wearing seatbelts. Young boys tend to drive more often than young women, engaging in reckless and dangerous road practices and driving.

Once young men reach the age of twenty five, the insurance premiums go down a considerable amount as males in this age bracket are no longer considered reckless drivers. This perception is primarily due to the fact that men are no longer considered a danger on the roads to both themselves and other road users, are more experienced and are now believed to be more responsible and have now reached a more mature age.

The general consensus is that boys drive a lot more than girls, but this is no longer the case as girls in this day and age are fast becoming far more independent than they were in their mothers’ and grandmothers’ generation.

It is also speculation that young boys on the whole are more aggressive by nature than girls and tend to take out their aggression in the form of “road rage” or by being aggressive in general, are risk-takers and are not afraid to break the rules of the road. With this perception, it is not surprising that car insurance for boys is so expensive.

But to be fair, the fairer sex seems to be catching up quickly with young women and girls becoming more and more bold and aggressive on the roads these days.

Statistically, girls are still considered far more responsible for fewer road accidents than boys.

So if you're looking for a car insurance for boys quote look no further and click here.