Investec Home loans

Client Criteria


So what is the qualifying criteria for an Investec Home Loan.  Apply today!investec

Cradle to grave’ clients
Professionals Investec banks irrespective of earnings. They include trainee accountants and chartered accountants registered with SAICA, registrars, medical specialists, SAA pilots (earnings from R550 000) and actuaries (two exams from qualification).

Share portfolio clients
Individuals with a share portfolio of more than R5 million in their personal name, held with Investec. Net asset value clients Individuals with a NAV of R20 million with some liquidity. We will consider between R10 million and R20 million if liquidity is high.

Self-employed non professionals
Individuals with a net asset value (cash, listed shares, property) of R10 – R15 million and are majority owners/shareholders of the business

Salaried employees
Professionals earning R800 000 a year and working for a ‘preferred employer’ – a listed or well-known national company. A bonus will be considered as a small portion of an annual salary with a three year track record. They may also be individuals that have been at a ‘preferred employer’ for seven to 10 years without a degree.

Self-employed professionals
Self-employed professionals drawing earnings, not turnover, of R800 000 a year. These include architects, engineers, attorneys and surveyors.

Net asset value clients
Net asset value clients Individuals with a NAV of R20 million with some liquidity. We will consider between R10 million and R20 million if liquidity is high.